We claim all authority to dismiss, end, or handicap any help with or without cause per administrator discretion. This is a Complete independent facilitating, on the off chance that you misuse our ticket or Live-chat or emotionally supportive network by submitting solicitations or protests we will impair your record. The solitary time you should reach us about the seaward facilitating is if there is an issue with the worker. We have not many substance limitations and everything is as per laws and guidelines. Try not to join on the off chance that you intend to do anything contrary to the guidelines, we do check these things and we will know, don't burn through our own and your time by joining on the off chance that you figure you will have the option to sneak by us and break the terms.

1.1 About Us.
Lending-Points Finance and its affiliates, agents, service providers and any successor or assigns (together, "Lending-Points Finance," "we" or "us") connects our clients and financial institutions with industry leading digital products and services ("Services") if requested or require to.

1.2 Acceptance of Terms.
By accessing Lending-Points Finance's website software platform (the "Site"), you acknowledge and accept the following Terms of Use ("Terms"). All visits to this Site are subject to these Terms and our Privacy Policy. When additional terms apply to particular aspects of our Services, those additional terms will be provided as applicable. We may update our Terms from time to time and the most updated version may be accessed here. Any such changes will be effective upon posting, so you should consult the Terms upon each visit.

2.1 Users of Our Site.
Unless otherwise specified these Terms apply to all users of our Site, including clients, customers, businesses, financial service providers, referral partners, and other users ("User(s)"). If a particular section applies only to a subset of Site users, then the applicability will be stated in that section.

2.2 Age and Capacity Requirement.
You must be at least 18 years old to use our Services. By using the Site, you certify that you have the legal capacity to form a binding contract and are not a person barred from accessing or using our Services under the laws of any applicable jurisdiction.

2.3 Your Account.
You agree to provide your full name and a valid email address, and any other information as requested to use our Services and maintain your account. You are responsible for maintaining the security of your account credentials and for any activities or actions occurring under your account. You are solely responsible for the accuracy of all data and content submitted by you with respect to the Services. You shall prevent unauthorized access to, or use of, the Services and notify us of any such unauthorized use or access. You shall comply with all applicable law in using the Services. You shall ensure that you have the applicable consent, permission, and authority for us to access and use any content you submit to the Services as contemplated by this Agreement.

2.4 User Generated Content.
All Service content (other than the content created and maintained by Lending-Points Finance), including but not limited to comments, messages, questions, opinions, or other content, submitted by Users to a message board, blog, or other publicly available section of the Service (including password-protected areas), and all responses thereto are solely the opinions and responsibility of the person or entity submitting them and not Lending-Points Finance. You understand and acknowledge that you are responsible for whatever content you submit and that you, not Lending-Points Finance, have full responsibility for such content, including its legality, reliability, and appropriateness. By uploading or otherwise transmitting material to any area of the Service, you warrant that the material is your own or is in the public domain or otherwise free of proprietary or other restrictions and that you have the right to post it to the Service. You grant to Lending-Points Finance the perpetual, irrevocable, transferable, worldwide, royalty-free right and license to use all content you upload or otherwise transmit to the Service in any manner Lending-Points Finance may choose in connection with the Service. Lending-Points Finance reserves the right, but does not assume any responsibility, to remove any material posted on the Service which Lending-Points Finance, in its sole discretion, deems inconsistent with the foregoing commitments, including without limitation any material as to which Lending-Points Finance has been notified, or have reason to believe, constitutes a copyright infringement. Lending-Points Finance can neither review all material before it is posted on the Service nor ensure prompt removal of objectionable material after it has been posted. Accordingly, Lending-Points Finance will have no liability for any action or inaction regarding or otherwise involving content submitted by Users.

2.5 Right to Terminate User Access.
Lending-Points Finance reserves the right to limit, restrict, and terminate your access to and use of the Service at any time, in whole or in part, with or without cause in its sole discretion and without notice. Neither Lending-Points Finance nor any third-party provider will have any liability in connection with such limitation, restriction, or termination of your access to or use of the Service.

3.1 Consent to Services.
Lending-Points Finance facilitates connections between businesses and financial service providers. By signing up for our Services or submitting a request to be matched for a potential business financing product or service as offered on the Site, you signify your agreement to proceed and that you are consenting, acknowledging, and agreeing to the disclosure of your information with financial service providers within our network. We will not perform a credit check. Please be aware that the financial service providers with whom your information is shared may retain your information, even if you do not enter into an agreement for their products or services. In registering to use the Site, you agree to provide accurate, true, current, and complete information about your business or personal information as requested by the registration screens, including information about principal shareholders, officers, directors of the business or personal information if needed. As a convenience to you, the Site will create a profile for your business or personal based on the registration information that you provide. This profile and any registration information you provide will be handled as described in our Privacy Policy. IT IS YOUR RESPONSIBILITY TO ENSURE THAT ANY INFORMATION YOU PROVIDE TO US ABOUT YOUR BUSINESS OR PERSONAL IS ACCURATE AND IS NOT CONTRADICTED BY YOUR BUSINESS OR PERSONAL RECORDS AND PUBLIC FILINGS, SUCH AS, BUT NOT LIMITED TO, YOUR TAX RETURNS AND CORPORATE FILINGS.

3.2 Account Cancellation for Misuse.
If any information you provide is untrue, fraudulent, inaccurate or not current, or if Lending-Points Finance has reasonable grounds to suspect that such information is fraudulent, not current, or intended for misuse, Lending-Points Finance, at its sole discretion, has the right to suspend or terminate your order of, use of, and/or access to, any Service and/or the Site, and refuse all current or future orders of, use of, and/or access to, Service and/or the Site, or suspend or terminate any portion thereof. If Lending-Points Finance suspends or terminates your order of, use of, and/or access to, any Service and/or the Site for any purpose other than fraud or misuse, Lending-Points Finance will allow access to retrieve your records and data for 5 business days prior to shut-off. You acknowledge and agree that Lending-Points Finance may, in its sole discretion or as required by law, retain any information you provided to it or generated by Lending-Points Finance (or its affiliates/suppliers, including but not limited to third-party providers) while you have an account with Lending-Points Finance, including any information about you or other information obtained in connection with your account and/or the provision of any Service. If Lending-Points Finance does retain any such information, you acknowledge it is not obligated to retain that information for any specified period of time, except as otherwise required by law.

3.3 Service Interruptions.
The Services may be subject to limitations, interruptions, delays, and other problems inherent in the use of the Internet and electronic communications. Lending-Points Finance will use reasonable efforts to make the Services available 24 hours a day, 7 days a week, except for planned downtime or any unavailability caused by circumstances beyond our reasonable control. Lending-Points Finance shall not be responsible for any such limitations, interruptions, delivery failures, or other damages resulting from such problems, including, without limitation, problems in the transmission of data between the services and any third parties or affiliates.

3.4 Scope of Site Use and Services.
We reserve the right to withdraw or amend, modify, and update the Site, the Services, or materials made available to you through the Service (including but not limited to any information provided to Lending-Points Finance by third parties) (the "Materials") in our sole discretion without notice. This right includes changing or discontinuing any aspect or feature of the Site or Services or any portion thereof.

3.5 Prohibited Activities.
Except as expressly permitted by this Agreement, you will not:

* Make the Services or Materials available to any person, including on or in connection with the internet or any time-sharing, service bureau, software as a service, cloud or other technology or service;
* Bypass or breach any security device or protection used by the Service or Materials or access or use the Service or Materials other than by your own use of your then valid access credentials;
* Input, upload, transmit or otherwise provide to or through the Service any information or materials that are or could be unlawful or injurious, or contain, transmit or activate any harmful code or could otherwise interfere with the proper working of the Site;
* Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site;
* Use the Site in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Site, including their ability to engage in real time activities through the Site;
* Damage, destroy, disrupt, disable, impair, interfere with or otherwise impede or harm in any manner the Site, Services, our systems or out provision of services to any third party, in whole or in part; disclaimers, or any copyright, trademark, patent or other intellectual property or proprietary rights notices from the Service or any Materials, including any copy thereof;
* Access or use the Service or Materials in any manner that violates any applicable law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries), or right of a third party (including without limitation the intellectual property rights of any third party);
* Access or use the Service or Materials for purposes of competitive analysis of the Service or Materials, the development, provision or use of a competing software service or product or any other purpose that is to Lending-Points Finance's detriment or commercial disadvantage;
* Use any manual process to monitor or copy any of the material on the Site, or for any other purpose not expressly authorized in these Terms, without our prior written consent;
* Otherwise access or use the Service or Materials beyond the scope of the authorization granted hereunder; or
* Attempt to do any of the foregoing.

Without limiting the foregoing, in no event may you use the Services to: (i) evaluate applications for accounts intended to be used primarily for personal, family or household purposes; (ii) to identify the risk of consumer accounts; (iii) locate former or delinquent holders of accounts intended to be used primarily for personal, family or household purposes; or (iv) prevent fraud with respect to accounts intended to be used primarily for personal, family or household purposes.

3.6 Monitoring and Enforcement Services.
Lending-Points Finance has the right (but not the obligation) to monitor this Site, including all content from Users, for any unauthorized or objectionable conduct and to take all appropriate actions in response, without notice to you. Lending-Points Finance may investigate any complaint regarding or suspected violation of these Terms and may report any activity relating to this Site to regulators, law enforcement officials, or other persons or entities that it deems appropriate. We may monitor your use of the Site and Services and will determine, in our sole discretion, whether there has been a breach of these Terms through your use of the Site or the Service. When a breach of these terms has occurred, we may take such action as we deem to be appropriate. The responses described in these Terms are not exhaustive and we may take any other action we reasonably deem appropriate, including but not limited to pursuing legal or equitable action against you.

3.7 Links to Third-Party Websites.
Lending-Points Finance does not review or monitor any websites linked from or to the Site and is not responsible for the content of any such websites, or any products or services contained on or accessible through such other websites, their terms of use or privacy policies. You are advised to review the terms of use and privacy policies of any website that you visit. Lending-Points Finance disclaims responsibility for the privacy policies and customer information practices of third- party internet websites linked from the Site.

3.8 International Use.
The Site is operated and controlled by us in the United States, and the content provided in or accessible through the Site is directed at residents of the United States. Despite the global nature of the Internet, Lending-Points Finance makes no claims that the content or the Site are appropriate or may be viewed or used outside the United States. Access to the Site from countries or territories where such access is illegal is prohibited. Lending-Points Finance makes no representations that the transactions, products, or services discussed on or accessible through the Site are available or appropriate for sale or use in all jurisdictions or by all users. Those who access the Site from outside the United States do so on their own initiative, at their own risk, and are responsible for compliance with local laws, rules, and regulations.

4.1 Electronic Communications.
Because Lending-Points Finance's electronic platform operates only online, if you choose to use, access, or participate in our Services, including our request for Services, you consent to transact business with us online and electronically.

4.2 E-SIGN Consent to Electronic Signatures and Electronic Delivery of Disclosures and Notices.
Your use of this site, and its affiliate sites, means that you consent to electronically receive all documents, communications, notices, contracts, and agreements arising from or relating to your use of the Site and/or the Service, including, but not limited to, information or correspondence regarding any financing about which you may inquire or receive.

4.3 Access to Notices and Disclosures Delivered Electronically.
The format of the electronic documents may vary based on the device you use to access your accounts ("Device"). You will need a valid email address, connection to the internet, and the following hardware and software to view the notices and disclosures we deliver to you electronically:

* Browser: a current version of the browsers supported by our Site, which include Microsoft Edge, Google Chrome, Mozilla Firefox, or Apple Safari.
* PDF reader: a current version of a program that reads and displays PDF files (such as Adobe Acrobat Reader).
* Operating System: an operating system that supports a current version of one of the browsers listed above and a current version of a program that reads and displays PDF files, including the most current version of Microsoft Windows and Apple OS for personal computers and iOS, Android, or Windows Phone for mobile devices.
* Device: a Device that can connect to the internet and has enough storage capacity to download and save the notices and disclosures we send you or the ability to print notices and disclosures from your Device.

4.4 Updating Your Email Address.
It is your responsibility to provide us with a valid email address and to promptly notify us of any changes in this information.

4.5 Acknowledgement.
By accessing the Site, and utilizing our Services, you acknowledge that you have read and understand this E-SIGN Consent and that you are able to access notices and disclosures delivered electronically. Reliance and Assumption of Risk is at your sole discretion and risk. You have independently evaluated the desirability of using our Services. You are not relying on any representation, guarantee, or statement other than this contract. You shall not rely on the accuracy, completeness, usefulness or legality of the Services or any Content or information made available through the Services at any time. You shall bear all risks of and are solely responsible for your use of the Services and all Content or information made available to you through Services.

4.6 Consent to Telephone Calls, Emails, and SMS (Text) Messages.
By accessing our site and utilizing any Service offered by Lending-Points Finance, you expressly consent to be contacted by us, our agents, representatives, affiliates, introduced lenders, referral partners, or anyone calling on our behalf or related to our Services for any and all purposes, at any telephone number (including mobile numbers) or physical or electronic address you provide or at which you may be reached. You agree that we may contact you in any way, including by SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using an automatic telephone dialing system or an automatic texting system. You agree that even if you are currently on a Do Not Call list that your acceptance of our Terms supersedes an adherence to your previous elections and actions. Automated messages may be played when the telephone is answered whether by you or someone else; and you agree that agents or representatives may leave a message on your answering machine, voice mail, or may send a message by text. Your consent indicates your representation that any telephone numbers you provide to us are your telephone number(s), not those of a third party, other than a business entity of which you represent as agent or employee; and you further understand your consent means that you are permitted to receive calls at any telephone number provided to us.

5.1 Important Investment Banking Disclosures.
Please note that Lending-Points Finance may have received assignments or investor information that are not publicly known and that we are not obliged to reveal due to client confidentiality. Lending-Points Finance may be engaged by issuers, by buyers, and by sellers, so conflicts of interest may arise in the normal course of business. The firm has policies and procedures in place designed to identify and manage such potential conflicts.

5.2 Lending-Points Finance Communications.
Please direct any questions related to these materials to Lending-Points Finance, LLC Compliance Department at inquiry@lendingpointsfin.com.

5.3 Disclosure by Law.
You acknowledge and agree that Lending-Points Finance may disclose information you provide if required to do so by law, at the request of a third-party, or if we, in our sole discretion, believe that disclosure is reasonable to (i) comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law); or (ii) protect or defend Lending-Points Finance's, or a third-party’s, rights or property.

5.4 Term and Termination.
This agreement will become effective upon your acceptance of the Terms by your use of the Site or Services and will remain in effect in perpetuity unless terminated hereunder. Either you or Lending-Points Finance may terminate your account at any time, for any reason or no reason, without explanation, effective upon written notice to the other party. Lending-Points Finance reserves the right to immediately suspend or terminate your access to any of the Services, without notice, for any reason or no reason. We also reserve the right to remove your account information or data from our Services and any other records at any time at our sole discretion. In the event your access to any of the Services is suspended due to the breach of this Terms, you agree that all fees then paid to Lending-Points Finance by you will be nonrefundable and all outstanding or pending payments will immediately be due. You may terminate your account by following the steps in the applicable section under "Cancellations" below.

5.5 Cancellations.
The cancellation procedures in this section do not apply to any lender that has entered into a Subscription Agreement with Lending-Points Finance. The terms of cancellation for lenders will be contained in its Subscription Agreement. The following only applies to potential lenders or borrowers. Except as otherwise stated in this section, you may cancel your account by emailing Lending-Points Finance at: support@lendingpointsfin.com.

5.6 Feedback.
You may from time to time provide feedback, suggestions, comments, improvements, modification, or other information (including any ideas, concepts, "know-how" or techniques contained therein) to Lending-Points Finance with respect to the Services (collectively "Feedback"). You acknowledge and agree that any Feedback you provide to us about the Services or their performance, even if designated as confidential by you, shall not create any confidentiality obligation for Lending-Points Finance and shall not be deemed as Confidential Information under this Agreement. You hereby grant to Lending-Points Finance a non-exclusive, worldwide, perpetual, irrevocable, transferable, sub- licensable, royalty-free, fully paid-up license to use and exploit Feedback for any purpose. Feedback may be used, disclosed, disseminated and/or published by us for any purpose, including for developing, manufacturing, and marketing products incorporating such Feedback, without further obligation or payment of any kind to you, and you waive any rights whatsoever in or to all Feedback.

5.7 Entire Agreement.
The Terms, our Privacy Policy, and any Services Agreement between you and Lending-Points Finance constitute the sole and entire agreement between you and Lending-Points Finance regarding the Site, Services, and Materials and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site, Services, and Materials. If you enter into a Services Agreement with Lending-Points Finance and any terms thereof are inconsistent with these Terms of Use, then the Services Agreement will control. PLEASE PRINT AND RETAIN A COPY OF THESE TERMS OF USE FOR YOUR RECORDS.

5.8 Additional Terms.
Your use of the Service is subject to all additional terms, policies, rules, or guidelines applicable to the Service or certain features of the Service that we may post on or link to from the Service, such as agreements associated with a business financial transaction, Lending-Points Finance, or rules that apply to a particular feature or content on the Service. All additional terms are incorporated by this reference into, and made a part of, these Terms.

5.9 Export.
The Services and related technical data are subject to U.S. export control laws, including without limitation the U.S. Export Administration Act and its associated regulations and may be subject to export or import regulations of other countries. You agree that you will not nor permit others to export or re- export the Services in any form in violation of any applicable export or import laws of any jurisdiction.

5.10 Government Use.
If the Services are being acquired or have been acquired with U.S. Federal Government funds, or you are an agency, department, or other entity of the United States Government (“Government”), the use, duplication, reproduction, release, modification, disclosure or transfer of the Services, or any related documentation of any kind, including technical data, or manuals, is restricted in accordance with Federal Acquisition Regulation 12.212 for civilian agencies and Defense Federal Acquisition Regulation Supplement 227.7202 for military agencies. The Service is a COMMERCIAL ITEM AS DEFINED BY THE FEDERAL ACQUISITION REGULATION. Use by the U.S. Federal Government is further restricted according to the terms of this Agreement and any amendment hereto.

Contact Information. You can contact us about these Terms by writing or email us at the following address: Lending-Points Finance LLC., 5418 Mission Center Rd, San Diego, CA 92108 Email: support@lendingpointsfin.com.